Don’t trust your financial future to ‘trial and error.’ Whether you are planning for the long-term or looking to manage a recent windfall, take advantage of an experienced financial advisor near you. We can help you decide how and where to invest your capital, based on your needs, goals and risk tolerance. Find all your options here.
What does retirement look like to you? Where do you want to go? What do you want to do? Let’s start there.
But what about the interim goals and needs?
We’ll help you collect the information you need to follow your dreams. Then, we’ll help you write your plan and put it together. We can help you assess your progress along the way and make changes as needed.
Our planning program is not complex, but it is a key contributor to your success. Want to learn more about retirement planning? Click here.
Selecting Your Medicare Plan and Supplement
There is a lot to learn about selecting your Medicare Plan and Supplement. Each person has different needs and resources. This sometimes affects residential living and may be impacted by memory issues and other issues. Learn more here.
Terrenon is more than just a Financial Services company. Since the focus of our business is retirement planning, many of our clients are seniors, who have or will develop special needs. With the personal experience of helping clients through their senior years until their passing, Terrenon know firsthand the issues and problems not only of financial matters, but also of caregiving. Knowing what senior services are available, what the Medicare/Medicaid guidelines are, what social security potholes need be avoided, what hospital issues to be attentive to, and a whole host of other issues. In this case, our experience is the best teacher.
Wills, Trusts, Powers of Attorney, Healthcare Directives are essential as you enter retirement. Financial plans are intertwined with them and serve as the basis of your direction. Finding the right attorney for the correct application of the law is important. Terrenon has created an informal network of attorneys that can be referred to for their speciality, like elder law, estate law, business law, etc. These attorneys are from independent firms and have no contractual relationship with Terrenon. Remember, Terrenon is not a law firm and does not offer legal advice, but we can point you in the right direction.
When to collect your social security is one of the biggest decisions you will make for the rest of your life. Careful and deliberate consideration of all the options available will impact you (and your spouse) for the balance of your live(s). Terrenon has the knowledge to offer first-hand advice and guidance. This is a big decision. Call now for a consultation.
For most of us, retirement and aging go together. The retirement period can often be looked at in life stages. Early retirement brings on the freedom to do what you want. Travel? New hobby? Spend time with loved ones? Vacation home? This list could go on forever.
In the next phase of life, most people tend to slow down. The kids and grandkids will travel to see you now, your excursions will be less frequent, medical issues will start to present themselves to you, and life slows down. The next stage in life brings on more medical issues, often serious ones. Residential living and possibly nursing home care may be called for at this time.
If you reread the above paragraph and think of the cost of everything you are doing, it becomes very clear that close attention to your finances is vital. Terrenon can help throughout this period.
How do you want to be remembered? How do you want your family to remember you? Now is the time to set up what you want your legacy to be. Write your story. Let your loved ones know what’s on your mind. Let them know your wishes. Create a legacy book or even a video. Control your assets through a properly constructed trust.
As you work with Terrenon and the need for professional services arises, Terrenon can put you in touch with qualified professionals in their field of expertise, like law, accounting, insurance, medical, and others
Phone (630) 881-7931